Beware The Gift Card

With the holiday season approaching you may be tempted to buy a gift card for a friend or loved one.  However, you need to choose carefully when deciding from where to purchase.  This month Circuit City filed for bankruptcy and can decline to accept their own gift cards at any moment. Back in February 19, [...]

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Building Credit when you’ve declared bankruptcy

So life threw you a curveball and you had to declare bankruptcy. Now you want to start building your credit again, but you discover that it’s harder than you anticipated. The biggest problem is that it’s difficult to build credit when you have no credit. The easiest way is to get a credit card, but [...]

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