Reducing Balance Transfer Fees

Balance transfers can be an important tool in your fiscal arsenal. They allow you to temporarily move your debt to a non-interest bearing account. But there’s a catch; fees, fees and more fees. Here’s two ways to limit the fees, and take advantage of balance transfers. 1. Don’t list your transfers on the initial application: [...]

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Saving Money with 0% Balance Transfer Offers

Are you getting tons of credit card offers in the mail? Are you throwing them away? Are you insane? If the banks are offering you balance transfers rates of 0% for 12 months, and you’re not taking them up on the offer, then you need to have your head examined. That’s free money baby! Yes, [...]

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The Great Money Hack

Those 0% balance transfer offers you’re getting in the mail are free money offers. Yes, I said free money! These banks are offering to give you money for 12 months for 0%. Did I say free! If you’re carrying a balance on other credit cards, then you need to transfer those balances to one of [...]

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