Dollar Cost Averaging: 101

Dollar cost averaging (DCA) is a technique designed to reduce risk when purchasing stocks or mutual funds. If you have a 401k with your employer you’re already dollar cost averaging every time they purchase stock for you. The idea behind dollar cost averaging is to repeatedly invest a set amount of money regardless if your [...]

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Secured Credit Cards: 101

Secured Credit Cards are designed to give you credit without the bank taking on risk. People who have no credit or have claimed bankruptcy and need to rebuild their credit, usually apply for this type of card. Traditional credit cards provide you with “credit” from the bank. If they give you a credit card with [...]

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