Reducing Balance Transfer Fees
Balance transfers can be an important tool in your fiscal arsenal. They allow you to temporarily move your debt to a non-interest bearing account. But there’s a catch; fees, fees and more fees. Here’s two ways to limit the fees, and take advantage of balance transfers.
1. Don’t list your transfers on […]
Saving Money with 0% Balance Transfer Offers
Are you getting tons of credit card offers in the mail? Are you throwing them away? Are you insane? If the banks are offering you balance transfers rates of 0% for 12 months, and you’re not taking them up on the offer, then you need to have your head examined.
That’s free […]
The Great Money Hack
Those 0% balance transfer offers you’re getting in the mail are free money offers. Yes, I said free money! These banks are offering to give you money for 12 months for 0%. Did I say free!
If you’re carrying a balance on other credit cards, then you need to transfer those balances to […]
What Has Your Credit Card Done For You Lately?
If you’re like most Americans, you have at least one credit card and you use it multiple times a week. You care for it, pulling it out of your wallet lovingly and handing it over to the cashier, and then returning it gently until it’s time to use it again.
But what has your credit […]
Secured Credit Cards: 101
Secured Credit Cards are designed to give you credit without the bank taking on risk. People who have no credit or have claimed bankruptcy and need to rebuild their credit, usually apply for this type of card.
Traditional credit cards provide you with “credit” from the bank. If they give you a credit card […]